Refund Policy

This USA Credit Builders LLC Refund Policy Agreement (“Refund Policy”) is between you and USA Credit Builders LLC, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“USA Credit Builders LLC,” “we” or “us”), with a principal place of business at 1001 State St #918, Erie, PA 16501. Notwithstanding any language in the Refund Policy to the contrary, the Refund Policy has the same effect as an agreement in writing and governs your use of this site and its content (the “Website”), your engagement of USA Credit Builders LLC’s services, your request that USA Credit Builders LLC contact you about its credit repair services, your participation in USA Credit Builders LLC’s Text Message Program, and/or your engagement in USA Credit Builders LLC’s services. USA Credit Builders LLC’s “Text Message Program” includes sending text message(s) to USA Credit Builders LLC and/or receiving text message(s) from USA Credit Builders LLC. The Refund Policy applies where applicable in all USA Credit Builders LLC master agreements.

BY USING THE WEBSITE, ENGAGING USA Credit Builders LLC’S SERVICES, REQUESTING THAT USA Credit Builders LLC CONTACT YOU ABOUT ITS CREDIT REPAIR SERVICES, AND/OR PARTICIPATING IN USA Credit Builders LLC’S TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE REFUND POLICY.

USA Credit Builders LLC’s Refund Policy (“Refund Policy”) stipulates explicitly that a full refund (“Full Refund”) of any and all payments, including any fees associated with any and all payments, is applicable when and where no updates or changes have occurred to any negative or otherwise inaccurate information on, at a minimum, one of the consumer’s credit files with any of the three primary credit reporting agencies (Experian, TransUnion, and Equifax: “Primary CRAs”) within the first 180 days of engaging USA Credit Builders LLC’s services. The Refund Policy stipulates explicitly that a full refund where applicable under the Refund Policy will not be issued automatically; the refund must be requested by the consumer within 365 days of engaging USA Credit Builders LLC’s services and no earlier than 180 days from engaging USA Credit Builders LLC’s services. Upon manual review of the consumer’s internal files with USA Credit Builders LLC and the consumer’s credit files with the Primary CRAs, the Full Refund will be processed if applicable under the Refund Policy. USA Credit Builders LLC holds no responsibility for any and all additional payments, including any fees associated with any and all additional payments, made to third party companies in conjunction with USA Credit Builders LLC’s services. 

USA Credit Builders LLC’s Refund Policy applies to your use of USA Credit Builders LLC’s website, all services provided by us, your request that USA Credit Builders LLC contact you about its credit repair services, and/or your participation in USA Credit Builders LLC’s Text Message Program, and its terms are made a part of the Refund Policy. By using USA Credit Builders LLC’s website, engaging our services, requesting that USA Credit Builders LLC contact you about its credit repair services, and/or participating in USA Credit Builders LLC’s Text Message Program, you acknowledge you have reviewed USA Credit Builders LLC’s Refund Policy and agree to its terms.